Home Inspector Port St. Lucie, FL

Most Florida carriers require a 4-point inspection before they'll write or renew a policy on an older home — the age at which that applies varies by carrier, so ask your agent before you schedule. The 4-point documents roof, electrical, plumbing and HVAC, and it's a condition report rather than a pass-or-fail test.

A wind mitigation inspection documents the features carriers apply credits for: roof deck attachment, roof-to-wall connection, roof geometry, opening protection and secondary water resistance. Our InterNACHI Certified Wind Mitigation Inspector completes the official OIR-B1-1802 form. How much credit you receive depends on your carrier and your home.

Port St. Lucie has grown fast, and a lot of its housing stock is newer than what we see further south. Homes built from 2002 onward under the modern Florida Building Code often already score well on wind mitigation without any retrofit — which is worth documenting rather than assuming. We complete both forms in one visit and deliver them the same day or the next morning.

We handle a lot of claim-related mold assessment in St. Lucie County — water intrusion after a storm, a failed supply line, a roof leak that went unnoticed.

One thing worth knowing when you're choosing who does that assessment. Under Florida Statute 468.8419, a mold assessor cannot remediate a property their own company assessed within the following twelve months. We assess; we don't remediate. That means our findings carry no financial interest in what the remediation costs — a position a company that does both cannot claim, however good their work is.

A mold inspection with protocol is $550. The protocol is the document a remediator works from and an adjuster reads.

Port St. Lucie carries a $35 travel fee. That's the only difference — inspection pricing, report turnaround and everything else is the same as our Palm Beach County work. Reports come back in 24 to 48 hours, and 4-point and wind mitigation forms the same day or next morning.