Insights

Articles & expert analysis

Professional articles and guides from Florida licensed home inspectors Wesley Williford and Guillermo Ruiz. Inspection insights, insurance guidance, and practical advice for homeowners and buyers.

Inspector documenting hurricane straps and roof-to-wall connections in a Florida attic for a wind mitigation report

Insurance•June 8, 2026

Florida's New Wind Mitigation Form: How Much Can You Save?

Florida replaced its decade-old wind mitigation form on April 1, 2026, just as insurers started cutting rates for the first time since 2015. Here's what changed on the OIR-B1-1802 and how the inspection actually lowers your windstorm premium.

By Guillermo RuizRead article