Wind Mitigation Inspection
The Florida-specific report that documents your home's wind-resistant features for your insurer.
Wind mitigation inspection in Florida — OIR-B1-1802 form with every credit documented for your insurer.
What this service is
Wind mitigation isn't about finding problems — it's about documenting credits. Florida insurers give substantial discounts for features like hip roof geometry, secondary water resistance, impact-rated openings, and properly nailed roof decks. We complete the OIR-B1-1802 form your insurer needs to apply every credit you qualify for.
Insurance Inspection Package
Bundle your Wind Mitigation with a 4-Point and save $50.
Most Florida insurers need both inspections. Schedule them together — one visit, one inspector, both reports — and save time and money.
- One appointment for both inspections
- Bundle discount: save $50
- Complete insurance requirements faster
- Single comprehensive deliverable
Certified for this service
Scope
What's included.
- Roof shape (hip, gable, other)
- Roof deck attachment (nail size and spacing)
- Roof-to-wall connection (clips, single wraps, double wraps)
- Secondary water resistance (SWR) verification
- Opening protection rating (impact glass, shutters)
- Building code year and roof covering compliance
- Completed OIR-B1-1802 form with all required photos
FAQ
Frequently Asked Questions
- How much can I save with a wind mitigation inspection?
- Florida carriers apply credits for documented wind-resistant features — roof deck attachment, roof-to-wall connection, roof geometry, opening protection, and secondary water resistance. A wind mitigation inspection records what your home has on the OIR-B1-1802 form. How much credit you receive depends on your carrier and your home.
- How long is a wind mitigation report valid?
- Wind mitigation reports are typically valid for 5 years with most insurance companies in Florida, as long as no modifications are made to the roof or structure.
- What features qualify for wind mitigation discounts?
- Key features include roof-to-wall attachments (hurricane straps), roof covering type (impact-resistant shingles), roof deck attachment, roof geometry (hip roof vs gable), opening protection (impact windows/shutters), and secondary water resistance.
Related
Other inspections you may need.
4-Point Inspection
Roof, electrical, plumbing, HVAC — what Florida insurers require for older homes.
Residential Home Inspection
The full picture before you sign — 400+ point walkthrough, photo-documented.
Pre-Listing Inspection
Get ahead of buyer surprises. Fix what matters, disclose the rest, sell with confidence.
Where we work
Wind Mitigation Inspection in Florida — cities we serve
We provide wind mitigation inspection across South and Central Florida. Learn more about our coverage in your city:
Ready to schedule your wind mitigation inspection?
Most inspections booked within 48 hours. Reports back within 24–48 hours of the walkthrough.